WHAT ARE YOU BANKING ON?

•    young girl in India donates $20 to prop up central bank
•    shaky economics focus of upcoming election
•    can’t bank on religious observance or appearances

THE TRUTH ABOUT OUR BANKRUPTCY

•    Romans 1: God’s wrath justly targets human sinfulness, depravity
•    “general revelation” coupled with conscience makes everyone accountable to God
•    can’t brag about the law while secretly breaking it - dishonours God
•    outward religious observance can mask hypocrisy
•    beware pride of “Jewishness” / right background & breeding
•    all have sinned, are accountable

GIVE CREDIT WHERE IT’S DUE

•    life meaningful because God will judge our secrets one day
•    obey the law’s requirements, don’t just hear it
•    obedience comes from faith: disciples observe Christ’s commands
•    need law’s requirements written on our hearts, shaping our values
•    heart-circumcision - not hardened or resistant to Holy Spirit
•    the morally bankrupt by faith benefit from credit of Christ’s cross

QUIT JUDGING BASED ON OUTWARD APPEARANCE

•    former basketball star praying for prejudiced critic
•    black woman overcame racist obstacles